Commercial Loans in Australia

Hodgestone Finance provides dedicated care and support from experienced commercial loan brokers. With low rates, no hidden fees, and a generous borrowing capacity, you can trust us to pair you with an affordable loan.

Working across major Australian cities, Hodgestone Finance can assist you whether you need a commercial company loan in Brisbane, advice on commercial lending in Melbourne, or a commercial loan broker in Sydney.

What is a commercial loan?

A commercial loan is a business loan that can be used for a range of purposes. This includes purchasing commercial real estate, hiring new workers, construction or renovation, and more.

What documentation is required for a commercial loan application?

Banks generally require more stringent documentation including tax returns, financial statements, and other proof of income information. Hodgestone Finance can connect you with private lenders who offer low doc commercial loans, which may only require a current ABN, a Business Activity Statement, and an accountant’s statement.

How long are commercial loans?

Private commercial loans are often short term and can be as little as 12 months. Long term loans up to 25 years are also available.

What is the best commercial loan you can get?

Hodgestone Finance offers in-depth financial consultations to secure the best commercial loan for you.

Find out more about securing the best commercial loans now.

We offer fixed-rate and variable-rate commercial loans and can recommend the best option for you. Commercial loan interest rates change from time to time, and you can see our updated rates in the sidebar on your right.

We provide a range of options for “non-conforming” loan applicants, including bad credit commercial finance.

Private commercial loans are from private lenders as opposed to the bank. Hodgestone Finance can connect you with a range of private commercial loan brokers in Melbourne, Sydney, Brisbane and across Australia, ensuring you find the best option.

Typically, bank loans are:

1. Cheaper
2. Slower to secure
3. More rigid in the required documentation
4. Longer-term (up to 25 years)

On the other hand, private commercial loans are typically:

1. More expensive
2. Short term
3. Faster to secure
4. Often have a simpler loan qualification process

Securing a commercial loan in Australia can seem like a difficult task, but with the right guidance and support, it doesn’t have to be. Here are some steps you can take to increase your chances of securing a commercial loan:

1. Before applying for a commercial loan, it’s important to have a clear understanding of your financing needs. Consider factors such as the amount of funding required, the purpose of the loan, and the repayment terms that would work best for your business.
2. Lenders will typically require a range of documentation to assess your loan application. This may include financial statements, business plans, tax returns, and identification documents. Make sure you have all the necessary paperwork ready to streamline the application process.
3. Not all lenders are created equal. It’s important to choose a lender that understands your business and offers products that align with your needs. This is where working with a commercial loan broker like Hodgestone Finance can be beneficial. We can help you navigate the lending landscape and connect you with the most suitable lender for your situation.
4. When applying for a commercial loan, it’s important to present a strong case to the lender. This includes demonstrating your business’s financial stability, providing a clear purpose for the loan, and showcasing your ability to repay the funds. Our team can assist you in preparing a comprehensive application that highlights your business’s strengths.

By following these steps and working with a trusted commercial loan broker like Hodgestone Finance, you can increase your chances of securing the commercial financing you need.

When it comes to choosing a commercial mortgage broker in Australia, Hodgestone Finance stands out from the competition. Here are a few  reasons why you should choose us for your commercial financing needs:

1. Extensive Lender Network: We have established relationships with a wide range of lenders, including major banks, private lenders, and specialist finance providers. This allows us to secure competitive rates and terms for our clients.
2. Fast Turnaround Times: We know that time is of the essence when it comes to securing commercial financing. Our streamlined processes and efficient team offer fast turnaround times so you can access the funds you need when you need them.
3. Expert Advice: Our team of experienced commercial loan brokers has the knowledge and expertise to guide you through the financing process. We’ll provide you with expert advice and support every step of the way, ensuring you make informed decisions for your business.

With Hodgestone Finance, you can trust that you’re in good hands. We’re committed to helping Australian businesses secure the financing they need to succeed.

At Hodgestone Finance, we’re committed to helping Australian businesses secure the commercial financing they need to thrive. With our extensive lender network, customised solutions, and expert advice, we can guide you through the loan process from start to finish.

Whether you’re looking for a commercial property loan, a low doc construction loan, or a short-term business loan, we have the expertise and resources to assist you. Our team of experienced commercial loan brokers will work closely with you to understand your unique needs and recommend the most suitable financing options available.

Don’t let a lack of financing hold your business back. Contact Hodgestone Finance today on 1300 463 439 to discuss your commercial loan requirements. With our fast turnaround times, competitive rates, and personalised service, you can trust us to deliver the financial support you need to succeed as your commercial loan broker in Australia.