Business Finance

The best loan for you will depend on a number of factors, including whether you’ve run a business before or you’re starting out new. Some of the most common loan types available to you are:

1. Full doc business finance
2. Low doc business finance
3. Non-conforming – or “no doc” – business finance
4. Private lender business finance
5. Bad credit loan options
6. Bridging loans to help move from one office to another

Whether you want to leverage the equity in your home for business purposes or you have bad credit, contact Hodgestone Finance to access the best small business loans for you.

Most bank loans require a vetting process where your tax returns, financial statements and other records are assessed to ensure you are a reliable borrower. If you can’t provide some of the necessary documents for a standard full doc loan (e.g. if you’re self-employed), low doc business finance could be for you.

Generally, low doc business loans only require:

1. A business activity statement
2. An accountant’s statement

Hodgestone Finance can also assist you with non-conforming small business loans. Sometimes mislabelled as “no-doc loans”, non-conforming loans are non-bank finance options with less stringent requirements.

Learn more about low doc loans here.

To speak to one of our helpful and attentive brokers, give us a call on 1300 463 439.

Applying for small business loans in Australia can seem confusing, especially for those who are new to the process. At Hodgestone Finance, we aim to simplify the application process and provide you with the guidance and support you need. Here’s a brief overview of what you can expect when working with us:

1. Initial Consultation: We begin by scheduling a consultation to discuss your financing needs, goals, and current financial situation. This allows us to gain a deep understanding of your requirements and recommend the most suitable loan options.
2. Documentation Gathering: Our team will provide you with a list of required documents, which may vary depending on the type of loan you’re seeking. We’ll assist you in gathering and preparing these documents for a smooth application process.
3. Lender Matching: Based on your specific needs and financial profile, we’ll identify the most appropriate lenders from our extensive network. We’ll present your case to potential lenders, highlighting the strengths of your business and negotiating the best possible terms on your behalf.
4. Loan Approval and Disbursement: Once your loan application is approved, we’ll work with the lender to finalise the documentation and facilitate the disbursement of funds. We’ll keep you informed throughout the process and make sure that you have a clear understanding of the loan terms and conditions.
5. Ongoing Support: Our support doesn’t end once your loan is secured. We’ll continue to be a resource for your business, providing guidance on managing your financing and exploring future growth opportunities.

When it comes to securing a business loan, choosing the right broker can make all the difference. At Hodgestone Finance, we are dedicated to providing exceptional service and delivering results you can count on to secure your future. Here are some of the reasons why businesses across the city trust us as their preferred business loan broker in Australia:

1. Knowledge and Experience: Our brokers bring years of industry experience and an in-depth understanding of the lending landscape to the table. We stay up-to-date with the latest trends and regulations so that we can navigate the complexities of business financing on your behalf.
2. Targeted Assistance: We understand that every business has its own goals, which is why we take a personalised approach to lending. Our brokers work closely with you to assess your specific needs and tailor a financing solution that aligns with your vision and financial situation.
3. Extensive Lender Network: With our vast network of lenders, including major banks, second-tier lenders, private mortgage trusts, and specialist development funders, we have access to a wide range of financing options. This allows us to find the most competitive rates and terms for your business loan.
4. Quick Turnaround Times: We understand the importance of timely funding for businesses. Our streamlined process and strong lender relationships enable us to secure approvals and disburse funds quickly so that you have the capital you need to seize opportunities and support your business growth.
5. Ongoing Support: Our commitment to your success doesn’t end with securing your business loan. We provide ongoing support and guidance, helping you manage your financing and make informed decisions for your business’s future.

At Hodgestone Finance, we are committed to helping businesses across Australia achieve their financial goals through smart and accessible financing solutions. As your trusted business loan broker, we offer a range of services, including low doc commercial loans, small business loans, and even business vehicle loans, that can make growing and sustaining your business so much easier

Don’t let a lack of funding hold your business back. Contact Hodgestone Finance today at 1300 463 439 to schedule a consultation with one of our seasoned brokers. Let us help you unlock the potential of your business and secure the financing you need to succeed.